Last updated 21 October 2026
[Before launch] Draft. To be reviewed by LSP's legal adviser, including the wording on credit and the Grocery Scheme, before launch.
Using this website
By using this website (lukesp.co.za) you accept these terms. If you do not accept them, please do not use the site.
Information on this site
We work to keep the information on this site accurate and current, but it is general information, not an offer. Prices, packages and service descriptions can change.
- Quotes are binding only when issued to you in writing by LSP.
- Micro-loans are subject to the National Credit Act, an affordability assessment and LSP’s credit approval. Nothing on this site is an offer of credit. LSP is a registered credit provider, NCRCP22192.
- The Luke Smart Grocery Scheme is governed by its membership rules, summarised on the Grocery Scheme page. The rules in your membership documents apply over anything on this site.
Intellectual property
The LSP name, logo and the content of this site belong to Luke Service Provider or are used under licence. You may share links to our pages and print pages for your own use. You may not copy, republish or sell our content without written permission.
Links to other sites
We link to our business systems, sister websites and third-party services such as Google Maps and WhatsApp. We are not responsible for the content or practices of sites we do not control.
Security
You may not try to gain unauthorised access to this site or LSP’s systems, interfere with how they work, or send automated or bulk messages through our forms.
Liability
To the extent the law allows, LSP is not liable for loss arising from using this site or relying on its general information. Nothing in these terms limits rights you have under the Consumer Protection Act or the National Credit Act.
Privacy
How we handle personal information is explained in our privacy notice and cookie notice.
Governing law
These terms are governed by the law of the Republic of South Africa.
Contact
Luke Service Provider, Office 4, Waterfall Park, 87 De Wiekus Road, Van Riebeeck Park, Kempton Park · info@lukesp.co.za · 011 920 1145
